Best Cd Rates 2025 Nerdwallet 2025. The best jumbo cd rates tend to be at credit unions, many of which have membership requirements like living in a certain state or being part of an employer group, such as the. Our team of experts at cnn underscored money analyzed dozens of cd accounts from more than 40 financial institutions to determine the rankings for the best cd rates.

Expiration dates for a promo are shown when available. We chose the best cd rates based on which banks offered the highest apys as of december 1st, 2023.